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Information about Health Insurance during the COVID-19 Outbreak

This is an ongoing post that will be regularly updated. Last updated: April 14th

The COVID-19 outbreak is prompting many questions and issues relating to health insurance and coverage. Below is some useful information for those that have questions about coverage or have recently loss employer-based health insurance.

Special Enrollment Period For Health Insurance

New York State extended its special enrollment period for health insurance through May 15. You can search for new plans through the state’s health insurance marketplace, NY State of Health for any reason. The site will also help you determine if you qualify for Medicaid or Child Health Plus.

If you’ve lost your job and your employer provided your health insurance, it’s considered a “qualifying event.” You will have sixty days from loss of coverage to apply for insurance through the NY State of Health marketplace.

For help selecting or enrolling in a New York State of Health qualifying plan or programs like Child Health Plus or Medicaid, you can work with these local providers:

Special Deferral of Insurance Premium Payments

Governor Cuomo issued Executive Order 202.14, which requires insurers to defer insurance premiums – and waive otherwise due late payment fees – for consumers and businesses experiencing financial hardship due to the COVID-19 pandemic through June 1, 2020.

Coronavirus-related Health Services

Any NY State of Health Marketplace plan or New York State Health Insurance Program (NYSHIP) plan should cover testing and treatment for Coronavirus. Additionally, insurance companies are required to waive any co-pays for telehealth services. Visit the New York State Department of Financial Services for information about consumer rights related to healthcare services.